microLEAP is a proudly Malaysian fintech platform and Recognised Market Operator (RMO) that focuses on the microfinance sector.
We provide Issuers (borrowers) access to microfinancing, whereby our Issuers may raise via Islamic as well as Conventional Business Financing.
Peer-to-Peer (P2P) Financing in Malaysia is an alternative business financing, as well as an alternative investment, tool and we are regulated by the Securities Commission Malaysia (SC).
From as little as RM50, you may Invest (lend) into small businesses to help them grow!
Why become a P2P Investor (lender)?
1. Invest from as little as RM50
2. Invest in both Islamic & Conventional Investment Notes.
3. Enjoy monthly returns of up to 18% p.a.
4. Issuers covered by PA Insurance.
5. All Notes have a Guarantor.
Why become an Issuer (borrower)?
1. Free Personal Accident Insurance
2. Islamic & Conventional Financing
3. Basic debt management and accounting training provided
4. Raise Funds from RM1,000 to RM50,000
microLEAP Islamic
1. Shariah-compliant financing based on Commodity Murabahah (via Tawarruq arrangement)
2. microLEAP absorbs the Islamic Commodity Brokerage fees.
3. Late payment fees (Gharamah) goes to charity
Group Financing
Digitising the Grameen Group Model, 5 Issuers can come in as a Group to improve their Credit Score
Additional Information