Job Description

• Research and evaluate HomeCrowd’s borrowers’ creditworthiness
• Participate in the introduction, analysis and monitoring of external data and implement it into the policy strategy
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with borrower
• Monitor instalment payments
• Maintain records of loan applications
• Follow up with borrower to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update company’s credit policies

• You will be empowered to bring our team to the next level. We believe everyone brings in unique skills and experience and we provide you the platform to the best of who you are.
• You will be able to experiment with latest technology and techniques that will drive our financial inclusion to serve the underserved community with technologies and innovation.
• You will get to create new credit policy that will solve unique financial inclusion problems across SEA

Job Requirements

1. Minimum 5+ years’ experience and proven track record as Credit Risk Manager/Analyst in credit underwriting of consumer/mortgage loans in a financial institution/fintech company
2. Certified Credit Professional (CCP) candidate is an added advantage
3. Solid understanding of lending procedures
4. Fast learner, passionate for the fintech industry with ability to handle ambiguity
5. Can communicate both technical and business requirements fluently.
6. Are excited about both learning new things and teaching others.
7. Managing a small credit team and assist in hiring and train new talents in future
8. Entrepreneurial mindset and enjoy working in a small and agile team/startup

Company Benefits

Additional Info