Senior Credit Product Executive

Direct Lending Sdn Bhd

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RM 4000 - RM 5000

TTDI

Full-Time

Job Description

Key highlight & benefits

Working in a dynamic environment that challenges conventional thinking. You are encouraged to innovate, test and learn new ideas. You can influence the direction of the business
Put your credit analytical skill into practical use and broaden your credit experience to an end-to-end loan process. Work closely with founders to achieve the Company mission of providing safe and affordable financing for every hardworking adults
Fast pace and energetic working environment where you will be challenged, rewarded and inspired!
High growth opportunity with flat, open and collaborative office culture
Competitive compensation, modern/cool office, pantry service, free snacks/coffee/tea at work, office next to MRT (TTDI station)
Casual dress code with many fun group activities

The opportunity

We are seeking a credit-focus, analytical individual who wants to take his/her career to the next level. Whether you are currently a credit analyst, credit processor/officer or business development officer focusing on personal loan, we would love to talk to you if you are looking to challenge your current credit analytical skill beyond the traditional box-standard credit assessment process, and looking to leverage your skills to help hardworking adults to have access to safe & affordable financing.

Direct Lending is a mission-driven organisation. You will be working closely with the Company founders to drive the Company's mission forward. You will achieve strong career growth and job satisfaction amid the company strong user and solution focus environment. We practise a reward and recognition culture, you will be properly rewarded for your hard work.

What will you be doing?

Assist in the development and implementation of data collection, data analytics and other credit strategies to grow the business
Understand the credit requirement of the Company financing partners, monitor and find ways to improve credit approval rates
Monitor the ongoing credit flows to identify gaps for pivoting to new credit process or new financing solutions for business growth
Handle required credit operation ensuring a smooth borrowing experience for borrowers
Help to identify, collect and analyse non-traditional credit data that will improve credit decisions and serve more creditworthy borrowers
Work closely with in-house technology team to automate the credit process and improve credit algorithm/models
Be familiar with the personal loan industry trends and players. Work closely with the business development team in identifying new financing partners or solutions that will help serve more borrowers

Job Requirements

Are you the one?

Minimum 2 years of relevant work experience in personal loan credit processing or analytics role
Strong analytical skills. Comfortable in collecting, organise and analyse large amount of data with accuracy
**Candidate Banking/Finance background would be highly considered!
Attention to details with good time management skill
Enjoy solving problems and dare to challenge conventional thinking
Determined, high motivated, independent learner and looking forward to a rewarding career in a dynamic working environment
Experience in building credit models will give you a head start

Company Benefits

Job rotation and training

Your career development is most important to us

Casual dress code

Your comfort at work will encourage new idea

Free flow of snacks

Your tummy will be well treated

Outpatient benefit

Your medical cost is covered

Monthly travel allowance

Your travelling cost to office/ back home is sorted

Competitive compensation

Your hardwork will be well rewarded

Additional Info

Experience Level

1 - 7 Years of Experience

Job Specialisation

Audit & Taxation, Corporate Finance / Investment, General / Cost Accounting

Company Profile

Direct Lending Sdn Bhd

We believe every hardworking adult deserves to have access to safe and affordable borrowing

But for many of us, the reality is contrary. According to the World Bank Report on Financial Inclusion in Malaysia (May 2017), only 25% of the adult population, and 15% in the B40 group, has formal bank borrowing.

For borrowers who are declined by formal banking channels, their current financing options are just not good enough. Many loan scammers or unscrupulous money lenders are readily to take advantage of their vulnerabilities. These are all well documented.

We started Direct Lending to change this, making safe and affordable loan accessible to every hardworking adult at anytime, anywhere; helping them to address their needs or to fulfil their dreams.

Direct Lending is an online personal lending platform, enabling borrowers to find, apply and receive financing that best suits them in a safe and affordable manner. There are currently over 20 financing providers on the platform.

In 2021, Direct Lending has been granted credit community (moneylending) license from Ministry of Housing and Local Government which gives us more flexibility in providing financing solutions to our customers.

We recently launched our first embedded financing project by providing auto service financing which enable car owners to obtain financing to pay for their essential car repairs at workshop, with a few more projects to be launched in the coming months.

Direct Lending is a recipient of Cradle CIP300 funding in 2019 and graduated from Malaysian Global Innovation & Creativity Centre's (MaGIC) Global Accelerator Programme in 2017.

Direct Lending started from a 2-man team in October 2016 to now a team of over 20 finance, credit, marketing, technology and product professionals. Since incorporation, we have achieved over 100% CAGR growth in our loan disbursed value and is operational profitable.

Senior Credit Product Executive

Direct Lending Sdn Bhd

RM 4000 - RM 5000

TTDI

Full-Time

This job is no longer available